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Financing Information

Why Lease/Finance through HORIZON KEYSTONE?

Conserve Working Capital:

  • Purchasing equipment can require large cash outlay. Many companies lease to conserve capital.
  • Money is better spent for other day to day needs to keep the business successful.
  • Flexibility
  • Leases can be structured to meet the varied needs and financial goals of your business. Leasing can offer deferred payments, step plans, seasonal payments, no money down, etc.

Tax Benefits:

  • Section 179 of the IRS code allows significant tax savings. Often, a monthly lease payment can
    be deducted as an operating expense since it is treated as a rental rather than a loan.

Additional Credit Lines:

  • Lease approvals for equipment can establish an additional line of credit that does not affect your
    bank lines. You can lease just about anything needed to run your business.
  • Leasing Your Business Equipment Will Preserve Cash Flow
  • Profits generated from the use of the equipment are greater than the lease payments. Current cash
    can be used for other needs of the business.

Easier Than Bank Loans:

  • Lines of credit can be established in a matter of hours with minimal information and no collateral.
    Leasing is convenient, quick, and easy. No long forms. 100% financing.

Fixed Payments:

  • Many financing transactions have floating interest rates. Lease financing offers fixed payments, enabling
    you to budget and manage your dollars for a long time.

For Qualified Buyers:

  • Simple One-Page Application with credit decisions generally in less than 24 hours.
  • No Financials For Purchases up to $100,000, and Flexible terms from 12 to 60 months
  • Incredible Tax Benefits!! - American Recovery and Reinvestment Act (ARRA) is extended
  • No Large Upfront Deposit to the dealer or on your lease/finance agreement
  • New Business Program up to $50,000 for companies less than 2 years in business

What are you able to Lease/Finance?

  • The Entire Project – including software, accessories, installation, training and tax
  • Office Equipment – furniture, phone systems, security, software, HVAC, computers, etc.

How can you do this?

  • Request a quote from us, Skutchi Designs
  • Complete the simple one page application & return by fax/email to Horizon Keystone Financial
  • Finalize your product order with Skutchi designs & send a coy to Horizon Keystone Financial
  • Upon your credit approval, Horizon Keystone Financial with email you the lease documents for signature
  • Sign and return the original lease document
  • Horizon Keystone Financial advances the deposit and purchase order to us to place your order
  • Once the initial deposit is paid to us the lease with be commenced, but Horizon Keystone Financial
    with hold the balance until you accept your delivery and are completely satisfied with your order.
  • We will order, deliver, install, & provide Horizon Keystone Financial an invoice
  • Horizon Keystone Financial will verify your satisfaction, then pay the balance to us